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典当关系的八大要素

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典当关系的八大要素

发布日期:2019-08-15 作者: 点击:

 典当行业在我国是一个古老的行业,最早可追溯到周朝。关于什么是典当,不同的学者有不同的定义,例如刘秋根在其所著《中国典当制度史》中认为:“典当,即我们习闻的当铺,是一种以经营动产抵押借贷为主的金融行业。”杨肈遇在其所著《中国典当业》一书中认为:“典当,以金钱供贸易,以利息为盈余,与穷民以资金之融通的“平民金融机关”,其营业性质即银行之抵押放款也,为银行钱庄之辅助机关。”盘锦手表典当

GUANYUSHENMESHIDIANDANG,WOMENHAISHIYIXIANXINGFALVWEIYIJU,DUIDIANDANGJINXINGJIEDING。SHANGWUBU《DIANDANGGUANLIBANFA》DISANTIAODEGUIDING:“BENBANFASUOCHENGDIANDANG,SHIZHIDANGHUJIANGQIDONGCHAN、CAICHANQUANLIZUOWEIDANGWUZHIYAHUOZHEJIANGQIFANGDICHANZUOWEIDANGWUDIYAJIDIANDANGXING,JIAOFUYIDINGBILIFEIYONG,QUDEDANGJIN,BINGZAIYUEDINGQIXIANNEIZHIFUDANGJINLIXI、CHANGHAIDANGJIN、SHUHUIDANGWUDEXINGWEI。”DISANSHITIAOGUIDING:“DANGPIAOSHIDIANDANGXINGYUDANGHUZHIJIANDEJIEDAIQIYUE。” 

游戏赚钱网《SHANGWUBUBANGONGTINGGUANYUXINJIANGCHANGJIZHOUBAIHUIDIANDANGYOUXIANZERENGONGSIFANGWUDIYADIANDANGJIUFENYOUGUANWENTIDEYIJIAN》(SHANGBANJIANHAN[2007]55HAO)ZHIJIEJIANGDIANDANGXINGJIEDINGWEI:DIANDANGXINGSHIJINGGUOJIAPIZHUNSHELI,YIDIYAHEZHIYAFANGSHIXIANGQIYEHEGERENTIGONGRONGZIFUWUDETESHUQIYE。

游戏赚钱网LINGWAI,GENJU《DIANDANGXINGGUANLITIAOLI(ZHENGQIUYIJIANGAO)》DEGUIDING:“BENTIAOLISUOCHENGDIANDANGYEWU,SHIZHIDANGHUJIANGQICAICHANZUOWEIDANGWUZHIYAHUOZHEDIYAJIDIANDANGXING,DIANDANGXINGXIANGDANGHUFAFANGDANGJIN,SHUANGFANGYUEDINGYOUDANGHUZAIYIDINGQIXIANNEISHUHUIDANGWUDERONGZIYEWU。”

GENJUSHANGMIANDEGUIDING,WOMENKEYIDECHURUXIAJIELUN:DIANDANGFALVGUANXICONGSHIZHISHANGJIANGJIUSHIYOUDIYADANBAOHUODONGCHAN(CAICHANQUANLI)ZHIYADANBAODEJIEDAIFALVGUANXI,ZHISHIZAIZHAIQUANSHIXIANFANGSHISHANGXIANGDUIYUYIBANJIEDAIGUANXIYOUSUOQUBIE(JUEDANG)。DIANDANGDESHIZHIBIAOXIANZAISIGEFANGMIAN:

游戏赚钱网DIYI,DIANDANGFALVGUANXIDESHIZHISHIJIEDAIFALVGUANXI;

游戏赚钱网DIER,DIANDANGFALVGUANXIDECHENGLIHESHENGXIAOBIXUYOUDIYADANBAOHUODONGCHAN(CAICHANQUANLI)ZHIYADANBAO,DIANDANGFALVGUANXISHIJIANLIZAIDANGWUDEJICHUZHISHANGDE,DIANDANGXINGBUYUNXUCHUNXINYONGFANGKUAN,DIANDANGGUANXICHENGLIHESHENGXIAOBIXUYOUDANGWU; 

DISAN,DIANDANGXINGJIANGZIJINCHUJIEJIDANGHUSHIYISHOUQULIXIHEZONGHEFUWUFEIWEIMUDE;

DISI,DIANDANGXINGSHIGUOJIATEXUCONGSHIDIANDANGZHIYAFANGKUANHEDIYAFANGKUANYEWUDETESHUQIYEFAREN。

DIANDANGGUANXIDEBADAYAOSU

GENJUSHANGMIANDEFENXI,DIANDANGFALVGUANXIDESHIZHISHIYOUYOUDIYADANBAOHUODONGCHAN(CAICHANQUANLI)ZHIYADANBAODEJIEDAIFALVGUANXI,ZAIZHEICENGFALVGUANXIZHONG,DIANDANGXINGWEICHUJIEREN,DANGHUWEIJIEKUANREN。YIBANRENWEI,DIANDANGYEWUBAOHANDANGHU、DANGJIN、DANGQI、SHUDANG、XIFEI、YONGTU、HAIKUANLAIYUAN、DANGWUDENGBAGEYAOSU。

YAOSUYIDANGHU

游戏赚钱网TONGCHANGSHIZHIJIANGYIDINGDEDONGCHAN、CAICHANQUANLIZUOWEIDANGWUZHIYAHUOZHEJIANGQIFANGDICHAN(FANGWU)ZUOWEI“DANGWU”DIYAJIDIANDANGXINGERHUANQUXIANGYINGDANGJIN(DIANDANGJIEKUAN)DEREN,YECHENGJIAODANGREN、CHUDANGRENHUOCHUZHIREN,SUCHENGJIEKUANREN。DANGHUKEYISHIZIRANRENGEREN,YEKEYISHIQISHIYEDANWEIHUOTUANTIZUZHI。

ZHUYISHIXIANG:

01DIANDANGXINGYAOYANGEANGUIDINGDUIJIEKUANRENZHUTIZIGEJINXINGDIAOCHA,DUIQI(SHI)YEFAREN、QITAJINGJIZUZHI、GETIGONGSHANGHUSHENQINGDAIKUANDEBIXUDAOGONGSHANGBUMENHUOZHUGUANJIGUANDIAOCHAGONGSHANGZHUCEDENGJIQINGKUANG;

02DUIZIRANRENSHENQINGDAIKUANDEYAODIAOCHASHIFOUJUYOUWANQUANMINSHIXINGWEINENGLI;

03HEDUIFARENDAIBIAOHEZIRANJIEKUANRENSHENFENZHENGMING;

04DIANDANGXINGYINGBIMIANXIANGGUOJIAXIANZHIHUOJINZHIXINGXINGYEFANGKUAN;

05ZHENDUIBUTONGCHANPINSHEJIQINGXIMINGQUEDEZHUNRUTIAOJIAN;

YAOSUERDANGJIN

游戏赚钱网DANGJIN,YOUCHENGDIANJIN、DANGJIA,DANGBEN。ZHIJIAODANGRENJIANGDANGWUZHIYAHUODIYAJIDIANDANGXINGHOU,DIANDANGXINGYIJUDANGWUDESHIJIGUJIAANZHAOYIDINGBILIZHIFUJIJIAODANGRENYIDINGJINEDEKUANXIANG。DIANDANGXINGYINGGAIZAICHONGFENKAOLVDANGHURONGZIXUQIU、JIEKUANYONGTU、HAIKUANNENGLI、TIGONGDANGWUDEJIAZHI、ZIXINZHUANGKUANGDENGDEJICHUSHANGJUEDINGDANGJINEDU。EDUYINGDANGSHIDU,YINGYUDANGHUDECHANGZHAINENGLIHESHIJIXUQIUXIANGPIPEI,CHAOGUOQISHIJICHANGZHAINENGLIHUOSHIJIXUQIUHUOEDUBUGOUDOUCUNZAIFENGXIAN。CHAOEDAIKUAN,DANGHUKENENGHUINUOYONGDAIKUAN,NUOYONGNANSHOU,BUZUE,KEHUYOUKENENGWUFAWANCHENGXIANGMUHUOXUNQIUQITAGAOXIJIEKUAN,FENGXIANTONGYANGHENDA。

YAOSUSANDANGQI

QIJIDIANDANGQIXIAN,ZHIDIANDANGXINGYUDANGHUZAIDANGPIAOHUODIANDANGHETONGZHONGYUEDINGJIAODANGRENFUQINGDANGJIN,ZHIFUDANGXIFEIYONG、SHUHUIDANGWUDESHIJIAN。DANGQIYINGGENJUJIEKUANZHONGLEI、JIEKUANXINGZHI、JIEKUANYONGTULAIQUEDING。ZAIDIANDANGJIEKUANHETONGZHONG,DANGSHIRENDINGLIJIEKUANQIXIANTIAOKUANBIXUXIANGXI、JUTI、QUANMIAN、MINGQUE,YIQUEBAOHETONGDESHUNLILVXING,FANGZHICHANSHENGHETONGJIUFEN。

游戏赚钱网DIANDANGQIXIANYOUSHUANGFANGYUEDING,ANZHAO《DIANDANGGUANLIBANFA》DISANSHILIUTIAODEGUIDING,ZUIZHANGBUDECHAOGUO6GEYUE。

YAOSUSIZONGHEFEIJIFEILV

DIANDANGXINGXIANGDANGHUSHOUQUDEFEIYONGBAOKUOLIXIHEZONGHEFUWUFEILIANGBUFEN。

ANZHAO《DIANDANGGUANLIBANFA》DEGUIDING,DIANDANGDANGJINLILV,ANZHONGGUORENMINYINXINGGONGBUDEYINXINGJIGOU6GEYUEQIFADINGDAIKUANLILVJIDIANDANGQIXIANZHESUANHOUZHIXING。

DIANDANGDANGJINLIXIBUDEYUKOU。

典当综合费用包括各种服务及管理费用。其中,动产质押典当的月综合费率不得超过当金的42‰。房地产抵押典当的月综合费率不得超过当金的27‰。财产权利质押游戏赚钱网典当的月综合费率不得超过当金的24‰。当期不足5日的,按5日收取有关费用。

钻石典当

GUANYUZONGHEFUWUFEIJILIXIDESHOUQU,YINGZUNXUNRUXIAYUANZE:

游戏赚钱网1ZUNXUNFENGXIANDINGJIADEJIBENYUANZE;

2HESHIDANGHUZIJINXUQIU,DUIDANGHUZIJINXUQIULIANGYIJIZHENZHENGXUQIUSHIJIANJINXINGXIANGDUIZHUNQUEDEJISUAN;

3GENJUDIANDANGXINGZISHENDESHIJIQINGKUANGZUOHAOCHENGBENHESUAN,JISUANCHUZIJINCHENGBEN,YINGYECHENGBEN,ZIBENDEMUBIAOLIRUN;

4ZUOHAOWEIYUELVHEWEIYUESUNSHILVDETONGJI,YIHESUANBIAOZHUNDAIKUANWEIYUEFENGXIANBUCHANGLV,SHISHIGENGXINSHUJU;

5GENJUDAIQIANXIANCHANGDIAOCHADEJIEGUO,QUEDINGSHIFOUJUYOUKEDAIXING,ZHENDUIZHUNBEIFAFANGDAIKUANDEMUBIAOKEHU,HESUANQIDAIKUANWEIYUEFENGXIANBUCHANGLV。

YAOSUWUSHUDANG

游戏赚钱网ZHIJIAODANGREN(DANGHU)ZAIYUEDINGDEDANGQINEI,GUIHAIDANGJINHELIXI,JIEQINGFEIYONG、QUHUIDANGWUDEXINGWEI。ANZHAO《DIANDANGGUANLIBANFA》DISANSHIJIUTIAODEGUIDING:“DIANDANGQINEIHUODIANDANGQIXIANJIEMANHOU5RINEI,JINGSHUANGFANGTONGYIKEYIXUDANG,XUDANGYICIDEQIXIANZUIZHANGWEI6GEYUE。XUDANGQIZIDIANDANGQIXIANHUOZHEQIANYICIXUDANGQIXIANJIEMANRIQISUAN。XUDANGSHI,DANGHUYINGDANGJIEQINGQIANQILIXIHEDANGQIFEIYONG。”

GENJUSISHITIAODEGUIDING:“DIANDANGQIXIANHUOZHEXUDANGQIXIANJIEMANHOU,DANGHUYINGDANGZAI5RINEISHUDANGHUOZHEXUDANG。YUQIBUSHUDANGYEBUXUDANGDE,WEIJUEDANG。DANGHUYUDIANDANGQIXIANHUOZHEXUDANGQIXIANJIEMANZHIJUEDANGQIANSHUDANGDE,CHUXUCHANGHAIDANGJINBENXI、ZONGHEFEIYONGWAI,HAIYINGDANGGENJUZHONGGUORENMINYINXINGGUIDINGDEYINXINGDENGJINRONGJIGOUYUQIDAIKUANFAXISHUIPING、DIANDANGXINGZHIDINGDEFEIYONGBIAOZHUNHEYUQITIANSHU,BUJIAODANGJINLIXIHEYOUGUANFEIYONG。”

SHUDANGSHIDANGHUDEQUANLIHAISHIYIWU,ZAIMUQIANDESIFASHIJIANZHONGYOUYIDINGDEZHENGYI,BENPINGTAIWEILAIHUIDUICIWENTIJINXINGZHUANTILUNSHU。RUGUODANGHUSHUDANGZEDIANDANGHETONGDEZHONGZHI。

YAOSULIUDANGWU

ZHIZAIDANGHUHEDIANDANGXINGSHUANGFANGJIEDAIXINGWEIZHONGZUOWEIZHAIQUANZHAIWUGUANXIDANBAODEBIAODEWU,YECHENGDANGPINHUOZHEYAWU,ZHUYAOBAOKUODONGCHAN、CAICHANQUANLIJIFANGWUSANDALEI。

游戏赚钱网FENXIDIANDANGFALVGUANXIDESHIZHIHUIFAXIAN,DANGWUSHIJISHANGSHIDANGHUWEIDIANDANGXINGTIGONGDEDANBAO,CONGJIEDAIGUANXIDEJIAODULAIKAN,DANBAOCUOSHISHIDANGHUDEDIERHAIKUANLAIYUAN,YIDANDANGHUDIYIHAIKUANLAIYUANCHUXIANWENTISHI,KEYIQIDAOFENSANHEBUCHANGDAIKUANFENGXIANDEZUOYONG,ZAIMOUZHONGYIYISHANG,DANGWUKEYISHUOSHIDIANDANGXINGWEIZIJIMAIDEBAOXIAN!DANSHI,DANBAOCUOSHIZUOWEIDIERHAIKUANLAIYUAN,SUIRANFENSANLEDAIKUANFENGXIAN,DANQIBUNENGCONGGENBENSHANGXIAOCHUDAIKUANFENGXIAN,QIBUNENGQUDAIDUIDANGHUDEXINYONGFENXI。DUIYUDONGCHANZHIYADIANDANGLAISHUO,CHUZHIZHIYAWUXIANGDUIRONGYI,DANDUIYUFANGWUDIYADIANDANGHECAICHANQUANLIZHIYADIANDANGLAISHUO,YIDANDANGHUDEDIYIHAIKUANLAIYUANCHUXIANWENTI,DIANDANGZHUZHANGDANBAOQUANLIWANGWANGYEBUHUIHENSHUNLI,HUIHUAFEIYIDINGDERENLIHEWULI。

YAOSUQIJIEKUANYONGTU

BUTONGDEDIANDANGYEWUYOUBUTONGDERONGZIYONGTU,WOMENSHOUXIANYAOQUFENJIEKUANXUQIUHEJIEKUANYONGTU,JIEKUANXUQIUHEJIEKUANYONGTUSHIXIANGHUQUBIEYOUJINMILIANXIDELIANGGEGAINIAN。JIEKUANXUQIUSHIZHIJIEKUANRENYOUYUGEZHONGYUANYINZAOCHENGLEZIJINDEDUANQUE,JIJIEKUANRENDUIXIANJINDEXUQIUCHAOGUOLEJIEKUANRENDEXIANJINCHUBEISHI,JIUHUICHANSHENGJIEKUANDEXUQIU。JIEKUANXUQIUZHIDESHIJIEKUANRENWEISHENMEHUICHUXIANZIJINDUANQUEBINGXUYAOJIEKUAN,ERJIEKUANYONGTUZHIDESHIJIEKUANDEJUTIQUXIANG,TAFANYINGJIEKUANYONGYUJIEJUENAYIFANGMIANDEZIJINXUYAO。KEHUDEJIEKUANYONGTUSHIDUOZHONGDUOYANGDE,KENENGSHIXUYAOGOUMAIJIQISHEBEI,KENENGSHILIUDONGZIJINBUZU,YEKENENGSHIYONGYUCHANGHAIYINXINGDAIKUAN,JIEXINHAIJIU。JIEKUANYONGTUYINGMANZUZHENSHI、HELI、HEGUI、HEFADENGJIBENYAOQIU。

YAOSUBAHAIKUANLAIYUAN

ZHEILIDEHAIKUANLAIYUANZHIDESHIDIYIHAIKUANLAIYUAN,ZHIDESHIJIEKUANRENNASHENMEQIANLAIHAIWOMEN,ZHEIGEWENTISHIDAIQIANDIAOCHAJIEDUANZUIZHONGYAODEWENTI。XINDAIJIGOUXUYAOTONGGUOCHONGFENDEDAIQIANDIAOCHAHUODEZHENSHI、XIANGJINDEXINXI,DUIJIEKUANRENDEXINGYEQINGKUANG、JINGYINGGUANLIQINGKUANG、CAIWUZHUANGKUANGJINDENGXINGFENXI,FENXIJIEKUANRENWEILAIDEHAIKUANLAIYUANSHISHENME,SHIFOUJUBEIDAOQIZUEZHUNSHIHAIKUANDENENGLI。ZAIJINXINGCHONGFENKAOCHAHEPINGGUDEJICHUSHANG,HELIQUEDINGDAIKUANJINE、DAIKUANQIXIAN、HAIKUANFANGSHI、DANBAOFANGSHIDENGYAOSU。


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关键词:财产权利质押,钻石典当,房产典当

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